Zachary Stock, CRIS, is a principal of Apex Risk Solutions, a Denver-based risk management and insurance brokerage firm that serves contractor clients throughout the United States. He specializes in workers’ comp program design and management. For more nformation, contact Stock at 303-536-5522 or zstock@apexrisk.com.
For most roofing contractors one of their largest and perhaps most frustrating expenses is workers’ compensation insurance. Roofing contractors pay more for workers’ comp than nearly any other contractor and as a result learning how to control that cost is essential to running a successful roofing business. The key to controlling your workers’ comp cost is controlling your experience modification factor.